You are a retard.

“some form of debt” can literally mean a credit card that hasn’t been paid off for the month, which applies to almost everyone with a credit card since people use credit cards as a way to build credit.

They’re not in debt in the sense that they don’t have the money to pay off their debts.

Accept your role as a man.

Most men are confused about how to live because they’ve been conditioned to believe that men and women are equal in all things.

Most americans aren’t in debt.