

If anything the rest of our family has taken the lesson to heart to put into place things to protect their loved ones. And like you said, they could have done even a little to help themselves before it got too far, but for some reason they procrastinate, avoid or refuse help, and even lie and say they have everything worked out.
I hope your mom’s situation changes for the better to protect her, and you. If their relationship with each other is still good (some get toxic) I would push it hard and use some guilt and hypotheticals to get him to do something official if he cares for her at all. And if not… now might be a better time to cut loose than it being forced on her.





It speaks a lot of today’s world when so many replies were about some type of debt or replacement of assets. My gut feeling is if the rules don’t require a tangible purchase (aka Brewster’s Million) putting the bulk into something that will grow the base amount is the best option. But it depends on any debt and its interest rate, as removing that expense is usually the best move as their rate is going to be far greater than any interest you can gain.