

This 100%. It is well-advised to consider what your security/privacy objectives are, since encryption-at-rest is different than guarding against eavesdropping when sending outbound mail. What threat model you use will define what is or isn’t acceptable.
Agreed. Email has its uses – ubiquity, mostly “Just Works” ™, most people know how to use it – and while I might send a symmetric encrypted PDF along with a plaintext email, I’m more inclined to suggest that my recipients adopt Signal and get all the benefits of e2ee. EFF even has a guide for it: https://ssd.eff.org/module/how-to-use-signal