For sim, I utilize iRacing to practice and learn tracks before real life amateur endurance races in champcar and lemons as well as track days.

IMO iRacing physics are so good and the tracks are so well modeled that it’s a very effective learning tool. It’s the first sim since Live For Speed that really feels close enough to real life for me to forget I’m playing a sim.

Plus traffic management and race craft are so crucially important in wheel to wheel racing & I simply don’t get any other opportunity to practice those.

At one point, Charles Schwab allowed a password of infinite length, but SILENTLY TRUNCATED ALL PASSWORDS TO 8 DIGITS.

This is something I sent a few angry emails about wherever I could find an opportunity.

I agree - I do use passphrases in some critical cases which I don’t want to store in a password manager.

However, I believe passphrases are theoretically more susceptible to sophisticated dictionary type attacks, but you can easily mitigate it by using some less-common 1337speak character replacements.

Highly recommend a password manager though - it’s much easier to remember one or two complex master keyring passwords & the random generated passwords will easily satisfy any application’s complexity requirements.