it’s also important to keep in mind that the cybersecurity field has adbanced tremendously, with cloidfare, EDRs, and in general it is now way harder to do anything anonymously without getting caught, quickly. This also males the field of hacking way more difficult to get in, which combined with reduced attention span of younger generations probably means there’s not that many bored teens willing to put the time in, and as an adult you have way much more to loose, so for hose who had the skills it would be a lot greater risk.

I’ve been mostly using Mullvad, and so far it worked pretty well out of the box. Few sites break, and for that I have LibreWolf, but other than that, I’m enjoying Mullvad more.

I’m using GrapheneOS, and suprising amount of apps (including my bank app) works without Google Services. And if there’s something I need for work that doesn’t work without them, I have another profile with sandboxed Google play (which isn’t enabled on my main profile), and use the app there, where it’s separated from all of my data. No need to root my phone, and so far it worked great.

As for sharing your Nextcloud stuff, what I did was for services that need to be public, I just got a cheap (like, few dollars per year) domain and use Cloudflare Tunnel (Cloudflared). It handles all port forwarding for you, and you don’t have to make anything public on your router - just install cloudflared on the server and have it forward the port you want to your domain. You can also set up geoblocking and ACL pretty easily, so it’s perfect for that.

I’ve however recently moved to using ZeroTier, because it has a nice mobile VPN app, so I just run zerotier (it’s literally two commands to install and join a network) on my server, and if I need to access something there I just launch it on my phone and connect through ZeroTier. This, however, won’t help if you want to share stuff from your server with others, since they’d have to install a ZeroTier client and also join your network. For Jellyfin, Nextcloud and Sunshine, though, it’s amazing.

And if that still feels like too much hassle for you, I’d recommend looking into Proton Drive. I’d consider that one of the best hassle-free alternatives to GDrive, which launched recently.