I’ve been paying digitally for a long while and never felt the need for a leather wallet in my pocket. I usually roll up a 10 to 20 dollars in my fob pocket just in case and i usually just forget about it.
Am i the only strange one here
Edit: In india we have UPI and only banks and governments gets the data if using the bhim app by NPCI and even local street vendors have those
I use a card, its really easy, dont have to fuck around with my phone. I get cash back on purchases and fraud protection. Ive no need to change from that.