Automating bill payments had been such a huge change for my life - I was only sporadically able to maintain good habits but now everything just works. Minimal effort, maximum gainz!
But I’d also include
tap-to-pay means I never have to carry cash, never have to pay exhorbitant atm fees, don’t even need to carry my wallet
online payments - even people you’d normally expect to require cash, will now take Zelle or Venmo or PayPal. No cash needed. This winter I had neighborhood kids shovel driveways that took Venmo!
Square. Yes, now we can even go to festivals or farmers markets without paying ridiculous fees for cash or the risk of carrying cash. My kids scout troop was an early adopter and for several years made huge donation money as one of the few booths to take credit card.
Automating bill payments had been such a huge change for my life - I was only sporadically able to maintain good habits but now everything just works. Minimal effort, maximum gainz!
But I’d also include